Homeowners

RELIABLE INSURANCE FOR THE PROTECTION OF YOUR HOME 


Living in Oklahoma, the weather can be unpredictable. From tornados and dust storms to torrential rain, Ricks and James Insurance Agency wants to make sure you and your home well-cared for. Our range of homeowners’ insurance policies at Ricks and James Insurance Agency, are customizable based on what you need for your home. From liability, dwelling coverage and personal property to water damage, related private structures, and additional living expenses, we can cover you. If you need insurance for your home or surrounding structures, call Ricks and James Insurance Agency today at 918-423-7926 to learn more about our home insurance policies.

Available Coverages

  • Dwelling Coverage
  • Related Private Structures
  • Personal Property
  • Additional Living Expenses
  • Water Damage
  • Liability and Medical

Multiple Policy Discounts

Ricks and James Insurance Agency helps you save money on your home insurance policies with multi-policies discounts. All our home insurance policies are only available for Oklahoma residents. Save money today when you combine your home and auto insurance policies. If you need insurance for your home or surrounding structures, call Ricks and James Insurance Agency today at 918-423-7926 to learn more about our homeowner’s policies.
Personal Property Insurance Coverage — Wrecked Roof by a Broken Tree In Mcalester, OK
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